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Business Loans
Sometimes businesses need a financial helping hand. The Small Business Administration (SBA) offers multiple loan programs.
Santa Rosa SBA Lenders
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- Chase Bank
835 Fourth Street
Santa Rosa, CA 95404
Phone: 707-576-3003 - Exchange Bank
545 Fourth Street
Santa Rosa, CA 95401
Phone: 707-524-3000 - Summit State Bank
500 Bicentennial Way
Santa Rosa, CA 95403
Phone: 707-568-6000 - Wells Fargo SBA Lending
200 B Street
Santa Rosa, CA 95401
707-584-3110 - US Bank
50 Old Courthouse Square
Santa Rosa, CA 95404
Environmentally-Oriented Loans
California Capital Access Program (CALCAP)
Working capital, etc. Funds do not need to be used for pollution control.California Pollution Control Financing Authority, Phone: 916-654-5610, Website
Lenders
- Bank of America Phone: 707-542-4433
- Wells Fargo Phone: 707-584-3110
Recycling Market Development Zone (RMDZ)
Real property, equipment, leasehold improvements, working capital, land.
- California Integrated Waste Management Board Phone: 916-341-6600
- Loan Program Phone: 916-341-6530
- Website
Equipment Purchase Loans
Small Business Loan 7(a)
Allowable Uses of Funds: Acquisition; Equipment; Expansion or Renovation of Owner-Occupied Commercial Real Estate; Purchase; Working Capital and Inventory
- Small Business Administration (SBA)
- Napa-Sonoma Small Business Development Center Phone: 1-888-356-7232
- Website
Industrial Development Bonds
Land purchase, buildings, and new capital equipment to expand operations. The project must demonstrate social benefit within California.California Statewide Community Development Authority Phone: 800-531-7476
Equipment Only Purchase Program (EP)
Lease purchase of new capital equipment only. Company must provide new jobs or other substantial public benefit. California Statewide Community Development Authority Phone: 800-531-7476
OSB Guaranteed Loans
Equipment purchase, working capital, and lines of credit.SAFE-BIDCO Phone: 707-577-8621
Loans to Corporations
Small Corporate Offering Registration Program (SCOR)
Proceeds from the SCOR offering must be expended in the operations of business operations of the business. Does not include servicing or retiring any loans from company insiders or affiliates.California Department of Corporations Phone: Toll Free (866) 275-2677 or (916)327-7585
Real Estate Loans
Acquisition, expansion, or renovation of owner-occupied commercial real estate or equipment. Focus is job creation; project must create one new job for every $35,000 loaned.- SBA 504 LOAN
- Small Business Administration (SBA)
- Napa-Sonoma Small Business Development Center Phone: (707) 595-0060
Industrial Development Bonds
Land purchase, buildings, and new capital equipment to expand operations. The project must demonstrate social benefit within California.California Statewide Community Development Authority Phone: 800-531-7476
Other Loans
(SBA) Community Advantage Loan
- Small Business Administration (SBA)
- Napa-Sonoma Small Business Development Center Phone: (707) 595-0060
7 (A) Microloan Program
Small Business Administration (SBA)Lender: Sonoma National Bank Phone: 707-579-0610
Allowable uses of funds: Specific business-related allowable uses.
Small Business Administration Loan
Business purchases, real estate purchases, equipment purchases, working capital, some refinance allowable.U.S. Small Business Administration (SBA)
SAFE-BIDCO Phone: 707-577-8621
Community Business Loan
Working capital, equipment purchases, leasehold improvements, construction, real property or acquisition of other assets.Northern California Community Loan Fund Phone: 415-392-8215