Social Security Offsets

Windfall Elimination Provision

If you work for an employer who does not withhold Social Security taxes from your salary, such as the City of Santa Rosa, the pension you get based on that work may reduce your Social Security benefits.

Government Pension Offset

If you receive a pension from a federal, state or local government based on work where you did not pay Social Security taxes, your Social Security spouse's or widow's or widower's benefits may be reduced.