Homeownership Programs

Down Payment Assistance Loan Program

The City of Santa Rosa's Down Payment Assistance Loan program (DPAL) provides loans up to $75,000 to qualified borrowers to use towards the purchase of their first home within the Santa Rosa city limits.

Low-Income Self-Help

The Housing Authority and the City of Santa Rosa work with developers to create ownership units. Please check back for future opportunities. The following guidelines and limits are available for your review:
Income Guidelines (PDF)
Maximum Sales Prices (PDF)
Rent Limits (PDF)

Resale Restrictions

If your home has resale restrictions associated with the Housing Authority of the City of Santa Rosa, please call 707-543-3300 to confirm the requirements associated with your property.

If you are purchasing a home that is subject to resale restrictions, please refer to the following: Homeownership Income Certification Packet

2023 Owner-Occupancy Affidavit

Owner-Occupancy Affidavit - Fillable PDF Form

Homeownership Resources

Visit the Homeowners Resources webpage for information about local organizations who partner with the City to provide resources to assist residents with affordable homeownership.