Preventative Actions

Preventative Tips

  • Beware of mail, telephone, or Internet solicitations disguised as promotions offering instant prizes or awards that require personal information to be disclosed. Closely monitor expiration dates on your credit cards. Contact the credit card issuer if replacement cards are not received prior to the expiration dates.
  • Deposit outgoing mail in post office collection boxes or at your local post office. Do not leave in unsecured mail receptacles.
  • If you applied for a credit card and it hasn't arrived in a timely manner, contact the bank or credit card company involved.
  • Memorize your social security number and important passwords. Do not carry them or record them on any cards or anything in your wallet or purse.
  • Never give personal information over the telephone (social security number, date of birth, mother's maiden name, credit card number, or bank PIN) unless you initiated the call. Protect this information and release it only when absolutely necessary.
  • Never leave receipts at bank machines, bank counters, trash receptacles, or unattended gasoline pumps. Keep track of your paperwork, and shred it when no longer needed.
  • Never loan credit cards to anyone. Never put your credit card or any other financial account number on a postcard or the outside of an envelope.
  • Notify credit card companies and financial institutions in advance of any change of address or phone number.
  • Order your credit report from the three credit bureaus quarterly to check for fraudulent activity or other discrepancies.
  • Promptly remove mail from your mailbox after delivery.
  • Report all lost and stolen credit cards immediately.
  • Save all credit card receipts in a secure place and match them against your monthly bills.
  • Shield your hand when punching in your PIN number.
  • Shred pre-approved credit applications, credit card receipts, bills, and other financial information you don't want before discarding them.
  • Sign all new credit cards upon receipt.