Eligible Santa Rosa homeowners whose homes were damaged or destroyed in the October 2017 wildfires and who have not yet begun to rebuild can to apply for gap funding of up to $100,000 through the City of Santa Rosa’s CalHome Disaster Assistance Loan Program. The program was initially targeted to the Coffey Park area, and has now expanded citywide.

Visit the program page for more information and to view an income eligibility chart. 

Background

After the 2017 wildfires, the Housing Authority of the City of Santa Rosa applied for and was awarded a $1.2 million CalHome Disaster Assistance grant from the California Department of Housing and Community Development. To best utilize these funds, the Housing Authority is offering low-interest, deferred payment (silent‐second) loans as gap financing for the reconstruction or rehabilitation of income-qualified, owner‐occupied, single‐family homes located within Santa Rosa city limits. 

The objective of the Loan Program is to provide financial assistance to eligible households in the form of gap financing after insurance proceeds or other financing have been applied. Eligible borrowers must be households with incomes up to 80% of Adjusted Median Income (AMI), adjusted for household size, and must intend to be the owner‐occupants of the home when work is complete.