If the revised maps show that my property is in the Special Flood Hazard Area (SFHA) will I be required to get insurance?

If your house, garage, studio, barn, or other insurable structure is mapped in the Special Flood Hazard Area (SFHA), discuss the implications with your insurance agent. If you have a federally backed loan or mortgage, you will be required by your lender to purchase flood insurance annually. Homeowner insurance policies do not cover flood damage.

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1. What is a flood map, or Flood Insurance Rate Map (FIRM)? What is a Flood Insurance Study?
2. How can I determine if my property will be impacted by FEMA’s Flood Risk Mapping Project?
3. If the revised maps show that my property is in the Special Flood Hazard Area (SFHA) will I be required to get insurance?
4. How will I be notified of flood insurance requirements?
5. How much does flood insurance cost?
6. Am I required to get insurance if no buildings on my property are in the Special Flood Hazard Area (SFHA)?
7. Will renters be impacted by the flood map revisions? Are they covered under renters’ insurance?