Will renters be impacted by the flood map revisions? Are they covered under renters’ insurance?

Impacts from flooding are generally not included in standard renters’ insurance. Renters can opt to obtain flood insurance for renters but are not required to do so. Click here for information on the National Flood Insurance Program (NFIP). Property owners are highly encouraged to share flood insurance coverage information with tenants and may be mandated by state law for renters in the Special Flood Hazard Area (SFHA).

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1. What is a flood map, or Flood Insurance Rate Map (FIRM)? What is a Flood Insurance Study?
2. How can I determine if my property will be impacted by FEMA’s Flood Risk Mapping Project?
3. If the revised maps show that my property is in the Special Flood Hazard Area (SFHA) will I be required to get insurance?
4. How will I be notified of flood insurance requirements?
5. How much does flood insurance cost?
6. Am I required to get insurance if no buildings on my property are in the Special Flood Hazard Area (SFHA)?
7. Will renters be impacted by the flood map revisions? Are they covered under renters’ insurance?