What does it mean for new construction or remodeling structures if my property is in a Special Flood Hazard Area (SFHA)?

If a new structure or improvement to an existing structure in the SFHA is planned, the building will have to incorporate criteria that minimize future flood damage, and a local building permit is required. Construction methods that reduce exposure to flood damage may reduce the cost of flood insurance.  

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1. How do I file a Letter of Map Amendment – Out as Shown (LOMA-OAS)?
2. What if I disagree with FEMA’s preliminary flood maps?
3. Does the City participate in the National Flood Insurance Program’s (NFIPs) Community Rating System?
4. Will the impacts of climate change be incorporated into the revised flood maps?
5. When will the revised flood maps take effect?
6. What if my home is in the Special Flood Hazard Area (SFHA) before but this revision shows it’s no longer in a high-risk zone?
7. What does it mean for new construction or remodeling structures if my property is in a Special Flood Hazard Area (SFHA)?
8. Where can I find out more about purchasing flood insurance?
9. Can I opt-out of getting flood insurance?
10. Who can I talk to if I have a question(s) about FEMA flood mapping and flood insurance?